Star Health & Allied Insurance Company Limited
Star Family Health Optima Insurance Plan (Family Floater) (2 adults+2 children)
Minimum age to cover 3 months for children, maximum is 65 years
- What it offers/covers
- Assured plan renewal for life.
- Cashless facility (in network Hospitals)
- Re-reimbursement (non-network hospitals)
- Pre and Post hospitalization
- Room rent, boarding and nursing expenses
- Surgeon's fees, Consultant's fees, Anesthetist’s and Specialist's fees, Cost of medicines and drugs
- Emergency Ambulance
- Day care Procedures
- Cataract treatment
Max Bupa Health Insurance Company Ltd
Max Bupa Heartbeat Health Gold Plan
Minimum age to cover 3 months for children, maximum is 65 years
- It covers up to 13 relationships and 50 family members
- What it covers/offers
- Assured plan renewal for life
- Cashless facility
- No age restriction to cover senior citizens or new born baby
- All day care procedures
- Health check-up on renewal
- Access to health advice 24/7
- Very limited exclusions
- Maternity benefits for up to 2 deliveries
- New born baby covered from birth till next policy renewal
- Vaccinations for new born baby covered for first year
Apollo Munich Health Insurance
Apollo Munich Easy Health Exclusive (family Plan)
Minimum age to cover 3 months for children, maximum is 65 years
- What it covers
- Assured plan renewal for life.
- Cashless facility (in network Hospitals)
- Re-reimbursement (non-network hospitals)
- Pre and Post hospitalization
- Emergency Ambulance
- Day care Procedures
- Maternity expenses
- New born baby cover
- Additional cover for critical illness.
Reliance General Insurance Co. Ltd.
Reliance Health Wise Family Floater
Minimum age to cover is 3 months for children, maximum age is 55 years
Maximum age for policy renewal is 75 years
What it covers/offers
- Cashless facility (in network Hospitals)
- Re-reimbursement (non-network hospitals)
- Pre and Post hospitalization
- Room rent, boarding and nursing expenses
- Emergency Ambulance
- Day care Procedures
ICICI Lombard GIC Ltd
ICICI Lombard Health Advantage
Minimum entering age is 5 years and maximum is 65 years
Policy can be renewed till the age of 70 years only
- What it covers/offers?
- Cashless facility (in network Hospitals)
- Re-reimbursement (non-network hospitals)
- Pre and Post hospitalization
- Room rent, boarding and nursing expenses
- Emergency Ambulance
- Day care Procedures
- Swine Flu/H1N1 covered if not pre-existing
Bajaj Allianz
Bajaj Allianz Health Guard (Individual policy)
Minimum entry age is 3 months and maximum is 65
Maximum policy renewal age is 80 years
What it covers/offers?
- Cashless facility (in network Hospitals)
- Re-reimbursement (non-network hospitals)
- Pre and Post hospitalization
- Room rent, boarding and nursing expenses
- Emergency Ambulance
- Day care Procedures
Oriental Insurance Company Ltd
Oriental Happy Family Floater
Minimum entry age is 18 years and maximum is 55 years
Maximum policy renewal age is 65 years
- What it covers/Offers?
- Assured plan renewal for life.
- Cashless facility (in network Hospitals)
- Re-reimbursement (non-network hospitals)
- Pre and Post hospitalization
- Room rent, boarding and nursing expenses
- Surgeon's fees, Consultant's fees, Anesthetist’s and Specialist's fees, Cost of medicines and drugs
- Emergency Ambulance
- Day care Procedures
United India Insurance Co Ltd
United India Family Medicare
Minimum entry age is 18 years and maximum is 80 years
- What it covers/Offers?
- Assured plan renewal for life.
- Cashless facility (in network Hospitals)
- Re-reimbursement (non-network hospitals)
- Pre and Post hospitalization
- Room rent, boarding and nursing expenses
- Surgeon, anaesthetist, medical practitioner, consultants, specialist fees, blood, oxygen, chemotherapy, Radiotherapy, Artificial limbs, Cost of prosthetic devices implanted during surgical procedure like pacemaker etc., X-Ray
- Emergency Ambulance
- Day care Procedures
- Cataract treatment
New India Assurance Co. Ltd.
New India Mediclaim
Minimum entry age is 3 months and maximum is 60 years
- What it covers/Offers?
- Pre-existing Diabetes mellitus and Hypertension (2 years after taking the policy)
- Assured plan renewal for life.
- Cashless facility (in network Hospitals)
- Re-reimbursement (non-network hospitals)
- Pre and Post hospitalization
- Room rent, boarding and nursing expenses
- Surgeon's fees, Consultant's fees, Anesthetist’s and Specialist's fees, Cost of medicines and drugs
- Emergency Ambulance
- Day care Procedures
National Insurance Company
National Insurance Varishtha Mediclaim
Minimum age for entry is 60 years and maximum is 80 years
Maximum age for policy renewal is 90 years
- What it covers/Offers?
- Coronary artery surgery, organ transplant, cancer, stroke, multiple sclerosis, major organ transplants etc. are exclusively covered
- Rest other expenses like pre and post hospitalization, cashless facility, reimbursement, Ambulance expenses etc. are covered too.
Preference: www.policybazaar.com/
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